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Cash back credit cards are issued by almost every bank and financial institutions these days. Cash back credit cards are taken up by those users who use their cards mostly for shopping. The users may use their cards at any kind of purchases and they will get a certain percentage of cash return on their purchase on the card. 

While applying for cash back credit card the user must have a fixed source of income. He has to be a citizen of that country and he must provide all the past credit records. The bank or the financial institution will verify the financial credibility of the user and decide on whether the user will be eligible for a cash back credit card or not. The credit limit of the card is decided by the bank itself. The credit limit also depends on the financial position of the user.  

While a user is thinking of applying for a cash back credit card he must look at the various offers given by different banks. Every bank has their own policy and provides different facilities to their customers. Thus it is important to have a credit card comparison before applying for a cash back credit card.  The user can apply with more than one bank at a time.  He can apply online on the banks official website too. It is however advised to take up a credit card which does not have any extra charges or annual fees.